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Property All Risk Insurance

This Policy indemnifies against the accidental physical loss or damage to the Property Insured described in the policy. It includes loss or damage due to fire, lightning, aircraft, explosion, earthquake, strike, riot, civil commotion, malicious damage, storm, tempest, flood, bursting and or overflowing of water tanks, pipes and apparatus (including sprinkler leakage), impact by own vehicles, theft or attempted theft (by violent and forcible entry to or exit from the premises) and accidental loss or damage.

The sum insured can either be on the basis of the actual value or the new replacement value of the property, but should be adequate to cover the total exposure. The insured can provide the sum insured, or may seek the assistance of our technical staff to determine the adequacy.

Premiums are based on the type of occupancy, physical features, values at risk, requirement of additional covers. There is a deductible for each and every loss under the policy and coverage is subject to exceptions and exclusions, which form part of the policy terms and conditions. Our technical staff will always be happy to assist you should you require additional information or further clarification.

  • General Insurance
  • Travel Takaful
  • Fire & Allied Perils
  • Property All Risk
  • Business Interruption
  • Money Insurance
  • Fidelity Guarantee
  • Bankers Blanket Cover
  • Workman Compensation
  • Liability – Employers
  • Liability – Public
  • Erection All Risk
  • Contractor All Risk
  • Personal Accident
  • Group Personal Accident
  • Hull & Machinery
  • Marine Cargo
  • Vehicle Export Ins.
  • Deterioration of Stock
  • Electronic Equipment
  • Machinery Loss of Profit
  • Machinery Breakdown
  • Contractor Plant & Mach.
  • Yacht & Boat Ins.
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Branch Network
In addition to our Head Office in at the heart of Khartoum, we have an extensive network of branches to serve your insurance needs conveniently located throughout the Khartoum State. Our well-trained, highly qualified and friendly customer service teams are on hand to help answer any inquiries that you may have.
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Medical Network
Our extensive network of quality medical providers offers you with over 2,000 medical providers, including pharmacies, hospitals, clinics and dentists, across the country. This is to assure you with optimum medical cover with the flexibility to fit your needs.
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Auto Repair Network
Our comprehensive vehicle repair network ensures that all vehicles are inspected and repaired by a team of expert mechanics. So you can be reassured that their vehicle will be repaired in a location that is convenient to them.
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The United Insurance Tower is the First Partnership Investment Between Shareholders & Policyholders.
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Download & View the Takaful Summit 2016 Program
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